Heather Tawes Nelson | (602) 751-1675 | Email

 

 

 

 


Scottsdale Arizona Real Estate and Lifestyle Blog

MORTGAGE & LOAN CALCULATORS

 

Online Mortgage Calculator for Home Buyers

- Interested in buying a home in Scottsdale or the surrounding areas?
- Would you like to get a better idea of the financing options for the home?

If so, the calculators below will assist you with determining loan amounts based on different interest rates and down payments. There are also tools on the various tabs to help you with mortgage qualification, mortgage affordabilty and whether it is a better decision to rent or buy a home.

 

To use the calulator, simply complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, please click the Receive this Detailed Analysis link.
 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results 		  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
   No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

 

© 2007-2012 Heather Tawes Nelson

 

Each Office is Independently Owned and Operated.
Information is deemed reliable, but is not guaranteed.
Figures subject to change. No warranties expressed or implied.
Equal Housing Opportunity

 This website contains information on homes for sale in Scottsdale, Arizona. Multiple listing service (MLS) data is provided by the Arizona Regional MLS (ARMLS) which includes real estate property and homes, condos, townhomes and residential lots in the Scottsdale area as well as the surrounding cities and towns. Real estate, including single-family homes, condos, townhouses, investment properties, second homes and residential lots, is represented by REALTOR®s, real estate agents and brokers in these regions. In this website, you will find useful information on Scottsdale Arizona real estate, Scottsdale homes for sale, Scottsdale luxury homes, Scottsdale second homes, custom homes, vacation homes, Scottsdale gated communities, Scottsdale golf communities, second homes, investment properties, condos, residential lots and new homes as well as information on regional highlights, relocation and schools. Heather Tawes Nelson is a licensed REALTOR®, ABR®, CRS and Certified Luxury Home Marketing Specialist and has extensive knowledge of the homes and properties in these communities.

Heather Tawes Nelson | Associate Broker |REALTOR®, ABR®, Certified Luxury Home Marketing Specialist (CLHMS), CRS
Realty ONE Group | 7975 North Hayden Road, Suite A-101, Scottsdale, Arizona 85258 | (602) 751-1675
 Contact Heather Online! Click Here to Contact Heather Online

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